The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive health care reform law enacted in 2010 aimed at expanding health insurance coverage, reducing healthcare costs, and improving the quality of care.
Expand Coverage:
The ACA aims to reduce the number of uninsured Americans by expanding providing subsidies for health insurance through the Health Insurance Marketplace.
-
Improve Quality:
The ACA focuses on improving the quality of care by promoting preventive care, encouraging the use of evidence-based medicine, and supporting the development of new technologies. -
Control Costs:
The ACA includes provisions to control healthcare costs, such as promoting competition among insurers, negotiating drug prices, and encouraging the use of value-based care.
Let Us Help You Protect What Matters Most!
Our team of experienced professionals is committed to delivering exceptional service and expert guidance. We understand that choosing the right insurance can be overwhelming, and we're here to simplify the process.
Compare Health Plans
Speak to a licensed agent to get a free qualified quote. Receive the attention and support you need to make informed decisions.
Key Provisions of ACA:
-
Health Insurance Marketplace: A platform where individuals and small businesses can purchase health insurance plans, with subsidies available for those who qualify.
-
Prohibitions: Bans participating insurance companies from denying coverage or charging higher premiums based on pre-existing conditions.
-
Essential Health Benefits: Requires insurance plans to cover a minimum set of essential health benefits.
-
Preventive Care: Requires insurance plans to cover preventive care services without cost-sharing.
-
Tax Credits: Provides tax credits to help individuals and families afford health insurance.
